Our travel insurance can include cover for Parksinson's disease (subject to a medical screening).
Although treatment of Parkinson's disease is improving, it's still eseential to have any claims related to it included in your travel insurance.
If you don't and then need to make a medical-related claim, it's likely it will be declined. Insurers need to know what they're agreeing to cover, which is why any medical condition should be declared and accepted for cover (if possible) in writing. Otherwise, you will potentially be opening yourself up to financial risk.
Finding travel insurance that includes Parkinson's disease can be difficult - 'ordinary' policies often won't include cover if someone has a medical condition. We are specialists in providing travel insurance for people with many pre-existing medical conditions. We receive referrals from hospitals, GPs, clinics and medical charities from all over the UK.
We can't guarantee to cover everyone with Parkinson's disease- it will depend on your individual circumstances. That's why we will need to ask you some questions in order to understand your particular situation. We will then be able to let you know if we can provide travel insurance for you that can include your Parkinson's and, if so, what the cost will be.
The quickest and easiest way is to go through our online medical screening process, which keeps down costs and therefore premiums. Potential costs if you don't have travel insurance that includes cover for Parkinson's disease:
If you were to become ill and need medical attention, the cost of consultations, investigations, tests, nursing care etc could add up to a signficant amount!
If you are on a cruise ship or somewhere remote, it might be necessary to get you to hospital by air ambulance. The cost of this is extremely high.
If you need to be repatriated to the UK, you might need medical staff to accompany you. This is expensive.
Even if you don't need medical staff with you on your return journey, you might need to have bought new return tickets.
If you have had to spend time in hospital and a partner or travelling companion has stayed with you, it may be necessary for them to buy extra time in their accommodation. It is therefore very important that anyone travelling with you is covered by our policy so that any claim they need to make that could be in any way regarded as linked to your Parkinson's disease will be met. An 'ordinary' travel insurance might decline their claim on the same grounds as they might decline a claim made by you.