Holiday travel insurance if you are over 90

Holiday travel insurance if you are over 90

Our pre-existing medical condition policies will not provide any cover if there is Foreign & Commonwealth Office (FCO) advice against travel to the country you are visiting. Here is a link to the FCO website for current travel advice; Foreign and Commonwealth Office travel advice

Emergency Medical Expenses Cover
If, at the time of your departure there is no FCO advice against travel to the area/country that you are visiting, then our pre-existing medical condition policies will cover EMERGENCY MEDICAL EXPENSES whilst abroad for up to £10 million, which includes cover if you were to contract COVID-19/Coronavirus.

Cancellation Cover
As COVID-19/Coronavirus is a known event, there is no Cancellation cover available relating in any way to COVID-19/Coronavirus.

Getting a Quote
You may obtain new quotes and policies anytime online via our website or please call us on 0330 606 1434 (from outside the UK: +44 20 3189 1214) to speak to a member of our team. Call Centre Opening Hours: Monday - Friday 9am - 2pm (Restricted hours due to COVID-19).
For any questions not answered, please email us at (Inbox monitored Monday - Friday 9am – 5pm), or call us as above.

Coronavirus - COVID-19
Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or “all but essential” travel. Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Click here for more information.

Were you thinking that travel insurance for someone over 90 wouldn't be possible? We can insure people over 90!

If you have any pre-existing medical conditions, our poicy designed to include them doesn't have an upper age limit, whether you want insurance for a single trip or an annual policy. Maybe you'd thought this would not be possible.

If you don't have any medical conditions to be covered, still choose that policy, simply not adding any conditions.

Most travel insurance does have what's called an upper age limit. This is because the older we get, there is more and more chance of us needing to make a claim - often a medical-related one. And the older we are, the higher the medical claims can be.

It's probably the case that when someone is over 90, they will have one or more medical conditions. It's extremely important that we know about these and, if possible, include them in the travel insurance policy. Otherwise, if a claim is made that's even indirectly linked to an undeclared medical condition, it may well be declined. This could put you in severe financial risk. Please click here for further information.

Even a medical condition is well controlled by medication (for example, high blood pressure), it's still a pre-existing medical condition and should be declared.