Holiday travel insurance if you are over 90

Over 90?

Our travel insurance policy doesn't have an upper age limit!

Holiday travel insurance if you are over 90


The UK government has announced at noon on the 17th March 2020 that all British nationals should avoid all non-essential foreign travel to tackle the spread of the coronavirus.

Because of the current restrictions in place, we are only able to offer Single Trip policies online and in Call Centre for trips starting after the 14th June 2020 for only the following schemes:

Pre-existing medical conditions Click Here

Specialist HIV policy UK residents Click Here

No Minimum residency condition policy Click Here

For new policies

Our Travel Insurance Policies have an exclusion which prevents you for claiming for any claims arising which relate to an event which is occurring or you were aware could occur at the time you purchased this insurance or booked your trip (whichever is the later). Late on 11th March 2020 the World Health Organisation confirmed Coronavirus (COVID-19) has reached pandemic status. Therefore, it is reasonably foreseeable that it may give rise to a claim.

Any new policy purchased, or new trip booked which is covered by an existing annual multi trip policy, after 11:59pm (23:59) on the 11th of March 2020 will NOT cover any claims in relation to Coronavirus, including but not limited to, cancellation due to your diagnosis of Coronavirus, changes in FCO advice or flights being cancelled or medical expenses.

Any new policy purchased, or trip booked on annual multi trip policy will still benefit from all other cover including Emergency Medical Costs, Cancellation and Baggage, so long as you are not travelling against FCO advice.

Were you thinking that travel insurance for someone over 90 wouldn't be possible? We can insure people over 90!

If you have any pre-existing medical conditions, our poicy designed to include them doesn't have an upper age limit, whether you want insurance for a single trip or an annual policy. Maybe you'd thought this would not be possible.

If you don't have any medical conditions to be covered, still choose that policy, simply not adding any conditions.

Most travel insurance does have what's called an upper age limit. This is because the older we get, there is more and more chance of us needing to make a claim - often a medical-related one. And the older we are, the higher the medical claims can be.

It's probably the case that when someone is over 90, they will have one or more medical conditions. It's extremely important that we know about these and, if possible, include them in the travel insurance policy. Otherwise, if a claim is made that's even indirectly linked to an undeclared medical condition, it may well be declined. This could put you in severe financial risk. Please click here for further information.

Even a medical condition is well controlled by medication (for example, high blood pressure), it's still a pre-existing medical condition and should be declared.