Holiday travel insurance if you are over 70

Holiday travel insurance if you are over 70

Our pre-existing medical condition policies will not provide any cover if there is Foreign & Commonwealth Office (FCO) advice against travel to the country you are visiting. Here is a link to the FCO website for current travel advice; Foreign and Commonwealth Office travel advice

Emergency Medical Expenses Cover
If, at the time of your departure there is no FCO advice against travel to the area/country that you are visiting, then our pre-existing medical condition policies will cover EMERGENCY MEDICAL EXPENSES whilst abroad for up to £10 million, which includes cover if you were to contract COVID-19/Coronavirus.

Cancellation Cover
As COVID-19/Coronavirus is a known event, there is no Cancellation cover available relating in any way to COVID-19/Coronavirus.

Getting a Quote
You may obtain new quotes and policies anytime online via our website or please call us on 0330 606 1434 (from outside the UK: +44 20 3189 1214) to speak to a member of our team. Call Centre Opening Hours: Monday - Friday 9am - 2pm (Restricted hours due to COVID-19).
For any questions not answered, please email us at (Inbox monitored Monday - Friday 9am – 5pm), or call us as above.

Coronavirus - COVID-19
Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or “all but essential” travel. Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Click here for more information.

People who are over 70 often find it very difficult to obtain travel insurance - especially if they also have any medical conditions that need to be included. This policy doesn't have an upper age limit, so even if you don't have any medical conditions, go through our quotation process for this policy without adding a condition. Other insurance policies often have an upper age limit

Why is this? Well, as we get older, there is a higher chance that we will need to make a claim and when we are over 70, the medical expenses can be greater, so many policies have an upper age limit and won't include someone who's over 70 with medical conditions.

If you do have medical conditions, it's very important that you declare them. If you don't and you need to make a medical expense claim, it's possible it will be declined if it's at all related to an undeclared, pre-existing medical condition. Please click here for further information.

Even if your medical condition (for example, high blood pressure) is well controlled by medication, it's still regarded as a pre-existing medical condition and should be declared.