Travel insurance if you haven't lived in the UK for 6 months

No Residency Condition Travel Insurance

This specialist insurance policy doesn’t require you to have been resident in the UK for a minimum period before you’re able to purchase travel insurance. You don’t need to be resident in the UK permanently – as long as you have unrestricted access to the UK.

Most travel insurance policies require you to have been in the UK for a minimum of 6 months before you can take out cover – This isn’t the case with It’s So Easy. If you have just moved to the UK to live, whether that’s on a temporary or on a permanent basis, with a work or study visa, this policy is designed for you!

There are certain criteria and conditions attached to the policy. Before making your purchase, please ensure that you have read, understood and accept them:

Here are the conditions and criteria for this policy:
Please see our policy wording for further information.

  • You must be living in the United Kingdom at least temporarily and be eligible for treatment under the NHS.
  • Your trip must start and end in the United Kingdom.
  • You must have unrestricted access to the UK (access within the provisions of a Visa is acceptable)
  • We cover more than 50 medical conditions automatically without additional charge.
  • Any pre-existing medical conditions not automatically covered can now be included subject to our online medical questionnaire.
  • In the event of a claim for medical expenses, we must be able to obtain medical records from your doctor(s) (if necessary from outside the UK).
  • If repatriation is medically necessary, this will be to the UK.
  • The policy will not provide cover if any of the following apply to you, a travelling companion, an immediate relative, close business associate or someone upon whom your trip depends (whether they are travelling with you or not):
    • You/they were aware of any reason why a trip could be cancelled or curtailed
    • You/they were travelling against the advice of a medical practitioner or in order to get medical treatment abroad
    • You/they have been diagnosed as having a terminal illness
    • You/they were receiving, recovering from, or on a waiting list for inpatient treatment in a hospital or nursing home