Please note: Private Medical Insurance is not the same as travel insurance. If you are looking for travel insurance, please go to the Home Page and see the numbers to call.
For many years the only way to receive prompt access to private medical treatment when needed, was to pay for it yourself. However, with even minor operations and procedures, potentially costing several thousands of pounds, for most of us this is impractical.
Private medical insurance can help you avoid the stress of long hospital waiting lists and inconvenient appointment times, should you unexpectedly become ill or injured. In the majority of cases, you can also choose where and when you want treatment.
Traditional insurers have pre-packaged their benefit options for you. Wouldn’t it be wonderful to have the choice of selecting only the benefits you want at a price you can afford? With a Personal Choice policy arranged by Health-on-Line, you can select the options that you require and build a plan to suit you and your life style.
We've teamed up with Health-On-Line to provide you with an extremely flexible, 'mix and match' private health insurance plan. Not only that, it has a no claims discount!
Start with the core benefit ‘Essential Cover’ and add the options most suited to you and your lifestyle.
Essential Cover |
All eligible in-patient and day-patient treatment and out-patient surgical procedures.
-
24 hour, 365 days a year access to Health at Hand - a confidential medical information line staffed by healthcare professionals
-
Private in-patient and day-patient treatment at over 240 hospitals from AXA PPP healthcare's Directory of Hospitals
-
Associated specialist costs
-
Out-patient surgical procedures
- Radiotherapy and chemotherapy
- Ambulance transport between hospitals
- Parent accommodation
- CT, MRI and PET Scans at a scanning centre listed in the Directory of Hospitals
|
Then, you can have additional cover to meet your requirements as follows:
Option 1:
Standard
Out-patient Cover |
OR Option 2: |
Option 2:
Comprehensive Outpatient Cover
|
|
If you have included an out-patient option, you can then choose to add any or all of the following:
Option 3:
Therapies |
- Up to £1,000 per year for complementary practitioner and physiotherapist charges.
|
Option 4:
Psychiatric |
- Cover for in-patient and day-patient treatment of psychiatric conditions and out-patient treatment of psychiatric conditions, including specialists' and clinical practitioners' charges.
|
Option 5:
Ancillary Benefits |
- Hospital at Home - covers the cost of a nurse to administer intravenous chemotherapy
- NHS Cash Benefit - £100 a night up to £2,000 a year
- Oral Surgery
- Chiropody Charges
|
Option 6:
Excess |
There is an excess of £100 per person per policy year. However, you can choose to increase your excess and obtain a discount:
-
£100 excess - 10% to a maximum of £85 discount
-
£250 excess to a maximum of £213 discount
-
£500 excess to a maximum of £425 discount
|
Option 7
Dental & Optical Cash Benefit |
- Cover for up to 80% of the costs of eligible dental care to a maximum of £150 each year
- Up to 80% of the costs (up to a maximum of £250 every two years) for prescribed spectacles and contact lenses needed to correct vision.
- Cover for £15 towards the cost of eye tests in each policy year.
|
Option 8
Travel Cover |
- Covers the cost of medical treatment abroad when purchased as part of a private medical insurance policy with Health-on-Line.
Important: if you have any pre-existing medical condition, this option will not be able to include it. Instead, click here (opens in new browser window) to find out about our It's So Easy Travel Insurance that can include pre-existing medical conditions.
|
Option 9
Extended
Cancer Cover |
Option 2 of the policy includes cover for the out-patient investigation and treatment of cancer which arises after the start of the policy, including radiotherapy or chemotherapy, alone or in combination. In addition to the traditional cancer treatment covered by the plan, members will also have up to 12 months cover, subject to the policy terms and conditions, for licensed chemotherapy drug treatments (such as Herceptin and Avastin) which may be needed for a prolonged period of time.
If Option 9 - Extended Cancer Cover is chosen, members will instead have up to 36 months cover.
|
Please note: private medical insurance plans are not designed to include cover for pre-existing medical conditions.
For further information and to obtain a private medical insurance quotation, please click here to be taken to Health-on-line's web site (opens in a new browser window).
Please note, Health-on-Line’s private medical insurance policies can include annual travel insurance as part of a private medical insurance plan. The travel option can not be selected as a stand alone product. Please refer to our Home Page for further information about travel insurance.
|
